Skip to main content

Insurance & Breakdown Cover

Insurance

My insurance renewed automatically today and I have the certificate printed ready to be stashed away in my little folder ready for the weekend. It must be a sign of being old, or at least 62yo, as I have never had a renewal come in cheaper than the year before.

Insurance always goes up despite your careful driving/riding habits. No convictions and no accidents.  

When I was testing the comparison sites I did one set of quotes where I mentioned the accident I had in 2015 when the van driver ran into my car, and another set of quotes not mentioning it.  Incredibly it made very little difference.  Although not at fault there was a claim.  When I got the car back I had to pay the excess to the repairers and then a few months later I got a cheque from the insurance that covered it.  No loss financially at the time.

Breakdown Cover

In the past as we went abroad very often it was cheaper to have full cover for both home and in Europe.  The club that I don't mention its name (CTIDMIN) was an agent for the RAC.  This meant that restrictions on the age of vehicles was waived, it is generally 15 years old, and the discounts were pretty massive.  Once that ended (agency not membership of CTIDMIN) and the market price was payable, allied with not going away so often, I dropped back to having single journey cover.

I have added it up over the last twelve months to end May and the savings have been around £50 plus change for the year.  Or two or more tanks of fuel for Pepé.

So this weekend. A four day trip to the Netherlands for the Dutch TT at Assen I did the RAC again. Another £19.98 for the extra cover for Pepé to cover breakdown and recovery back to UK.  That's the most important bit for me, getting it home in case of a breakdown or accident.



Comments

Post a Comment

Popular posts from this blog

Bikers Loft 3

The last day. After leading yesterday's run to Ypres, I decided to take a back seat, or a different place in the line of 8 bikes. And so after a repeat of the previous day's self cook breakfast we packed the bikes and headed off. Aiming for Nieuwpoort aan Zee as the first stop. The plan to follow a canal all the way there to where it meets the sea at a huge marina. I was bringing up the rear of the column and saw a sign like this one. "No Motor vehicles" After only one short section of the towpath/road. We tried to alert those ahead but Cal and I were the only two not heading past this sign. We chose to turn left across a lift bridge onto the other bank, where Nieuwpoort was signposted 15kms away. As we headed along we sounded our horns and waved at the "first wave" to no avail. Some miles further on their side came to an end. By then we were way ahead despite dropping the speed to 40. We carried onto t...
1 comment
Read more

New Battery?

The weekend showed how weak the battery has become.  Having had to use the dbPower unit on four separate occasions during the day in Belgium was the giveaway. We are in the second winter of this problem where the battery isn't strong enough to start the bike. In the summer it charges and holds that charge and although I keep the dbPower unit to hand I rarely have to use it.  But in winter it barely has the power to turn the engine over. It's simply "clunk". The lights come on though and that probably doesn't help. So what to do? Being a fair weather biker nowadays I won't be using the bike that often until the new year. Do I get a new battery sooner rather than later? It might end up freezing away in the garage. I have a garage in a block away from the house with no power, so a trickle charger is no use either. I have been looking at a replacement though.  A  Motobatt  with a high cranking power should be around £75. So unlikel...
2 comments
Read more