Skip to main content

Insurance & Breakdown Cover

Insurance

My insurance renewed automatically today and I have the certificate printed ready to be stashed away in my little folder ready for the weekend. It must be a sign of being old, or at least 62yo, as I have never had a renewal come in cheaper than the year before.

Insurance always goes up despite your careful driving/riding habits. No convictions and no accidents.  

When I was testing the comparison sites I did one set of quotes where I mentioned the accident I had in 2015 when the van driver ran into my car, and another set of quotes not mentioning it.  Incredibly it made very little difference.  Although not at fault there was a claim.  When I got the car back I had to pay the excess to the repairers and then a few months later I got a cheque from the insurance that covered it.  No loss financially at the time.

Breakdown Cover

In the past as we went abroad very often it was cheaper to have full cover for both home and in Europe.  The club that I don't mention its name (CTIDMIN) was an agent for the RAC.  This meant that restrictions on the age of vehicles was waived, it is generally 15 years old, and the discounts were pretty massive.  Once that ended (agency not membership of CTIDMIN) and the market price was payable, allied with not going away so often, I dropped back to having single journey cover.

I have added it up over the last twelve months to end May and the savings have been around £50 plus change for the year.  Or two or more tanks of fuel for Pepé.

So this weekend. A four day trip to the Netherlands for the Dutch TT at Assen I did the RAC again. Another £19.98 for the extra cover for Pepé to cover breakdown and recovery back to UK.  That's the most important bit for me, getting it home in case of a breakdown or accident.



Comments

Post a Comment

Popular posts from this blog

Bikers Loft 3

The last day. After leading yesterday's run to Ypres, I decided to take a back seat, or a different place in the line of 8 bikes. And so after a repeat of the previous day's self cook breakfast we packed the bikes and headed off. Aiming for Nieuwpoort aan Zee as the first stop. The plan to follow a canal all the way there to where it meets the sea at a huge marina. I was bringing up the rear of the column and saw a sign like this one. "No Motor vehicles" After only one short section of the towpath/road. We tried to alert those ahead but Cal and I were the only two not heading past this sign. We chose to turn left across a lift bridge onto the other bank, where Nieuwpoort was signposted 15kms away. As we headed along we sounded our horns and waved at the "first wave" to no avail. Some miles further on their side came to an end. By then we were way ahead despite dropping the speed to 40. We carried onto t...
1 comment
Read more

Ring of Red 2017

Hopefully by November 12th the common  fainting (vasovagel syncope) problem will have receded and I will be fit enough to get out on this run. So far I have been every year since it started. I sometimes think that I should support the RBLR run to Newhaven Fort but that is a very early start. RoR starts well after local cenotaph events are over and well after the televised Act of Remembrance in Whitehall is over. Plenty of time to get togged up and out. I ordered a couple of wristbands. Last year I had two. One went on Pepé's speedo surround and the other disappeared. The 2015 band is on the rev counter. 2016 pinged off somehow so I asked the organisers if they had any spare.  For a donation I ordered another one.  Then this morning I opened a drawer and there was the "missing" one from last year. Now I have 2 for 2016. One spare! ! One will go on the bike with 2017. Ring of Red .
Post a Comment
Read more