Skip to main content

Insurance & Breakdown Cover

Insurance

My insurance renewed automatically today and I have the certificate printed ready to be stashed away in my little folder ready for the weekend. It must be a sign of being old, or at least 62yo, as I have never had a renewal come in cheaper than the year before.

Insurance always goes up despite your careful driving/riding habits. No convictions and no accidents.  

When I was testing the comparison sites I did one set of quotes where I mentioned the accident I had in 2015 when the van driver ran into my car, and another set of quotes not mentioning it.  Incredibly it made very little difference.  Although not at fault there was a claim.  When I got the car back I had to pay the excess to the repairers and then a few months later I got a cheque from the insurance that covered it.  No loss financially at the time.

Breakdown Cover

In the past as we went abroad very often it was cheaper to have full cover for both home and in Europe.  The club that I don't mention its name (CTIDMIN) was an agent for the RAC.  This meant that restrictions on the age of vehicles was waived, it is generally 15 years old, and the discounts were pretty massive.  Once that ended (agency not membership of CTIDMIN) and the market price was payable, allied with not going away so often, I dropped back to having single journey cover.

I have added it up over the last twelve months to end May and the savings have been around £50 plus change for the year.  Or two or more tanks of fuel for Pepé.

So this weekend. A four day trip to the Netherlands for the Dutch TT at Assen I did the RAC again. Another £19.98 for the extra cover for Pepé to cover breakdown and recovery back to UK.  That's the most important bit for me, getting it home in case of a breakdown or accident.



Comments

Post a Comment

Popular posts from this blog

Crappy Finish

Have to say disappointed with the finish on my 15 Roadster. Not really an all weather rider nowadays.  Wheels are corroded and look like shit and the chrome bits and bobs all surface rusted. Have always washed down after a salty road outing. The TEX I had before had its recall problems but the finish far more robust. Never had these problems so soon even on a modern Suzuki! It doesn't seem like the wheels are coated, just bare metal by th level of corrosion.  The surface rust blights the suspension caps and even the chrome cover for the rear brake master cylinder looks more like rust with some chrome. At least the engine finish looks good.
2 comments
Read more

Don't Ride Angry

Never ride angry. It leads to mistakes. For some unknown reason people in England have this urge to travel. That's not a problem. What is the problem is that no sooner has the final bell of the summer term/semester rung,  like lemmings they are in their cars and motorhomes  (RV) and heading on their summer holiday. Why? Most kids won't be back in their classrooms until September 6th or even 7th!! To coincide with this exodus, small 'e' as the waves don't part for them , after some terrorist activity in France (not to mention our vote to leave the European Union) the French boeufed up their ridiculously slap dash border control. Traffic was queued back on the M20 for about 15 miles. Three lanes and then two.... The A2 into the port two lanes for about 7 miles. Add to that both roads closed due to the inevitable accidents and a rare truck fire, and you have CHAOS. People trapped for upto 14 hours.  It later turned out that ...
1 comment
Read more